Chambers Banking Regulation 2026 Global Practice Guide

We are pleased to announce that the “Chambers Banking Regulation 2026 Global Practice Guide” has been published by Chambers and Partners.

The Polish chapter was authored by Dr. Marcin Olechowski, Dr. Wojciech Iwański, Aleksandra Koryl and Tytus Brzezicki.

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Poland's banking sector continues to demonstrate strong resilience and record profitability, while navigating a rapidly evolving regulatory landscape. Key developments include the implementation of DORA, new ESG and sustainability requirements, preparations for PSD3 and open finance, as well as major changes affecting consumer lending and digital operational resilience.

The Guide also explores some of the most significant challenges facing banks today, including ongoing litigation concerning Swiss franc and WIBOR-linked loans, the transition from WIBOR to the new POLSTR benchmark, growing scrutiny of unauthorized payment transactions, and the increasing compliance burden driven by EU regulatory reforms.

As regulatory expectations expand and digital transformation accelerates, banks operating in Poland must balance innovation, consumer protection and operational resilience while preparing for the next wave of European financial regulation.